WealthyCP, your member-owned financial institution, is dedicated to offering a secure environment in which to save and borrow money at highly competitive rates. WealthyCP is similarly devoted to preserving consumers' privacy, and you can be certain that WealthyCP prioritizes financial privacy. This Online Privacy Statement applies to WealthyCP's webpages, WealthyCP-branded social networking sites, mobile apps, digital banking apps, and digital advertising campaigns, all of which are referred to as "digital properties."

The terms “WealthyCP,” “we,” “our,” or “us” refers to Wealthy Capital Partners and any affiliates or subsidiaries based in the United States.

WealthyCP's Privacy and Opt-Out Notice also applies to information acquired during the application for or servicing of one of our goods or services. Please refer to that document for more information on our privacy practices.

WealthyCP is a financial cooperative headquartered in the United States that serves a U.S.-based target population. Without parental approval, our site and digital properties do not purposefully target children under the age of 13. Social networking sites may have their own privacy policies that you should read before using their services to engage with WealthyCP on those sites, in addition to the privacy practices stated in this statement and the WealthyCP Privacy and Opt-Out Notice.

Information Collection
We may gather three types of information about you when you use a WealthyCP digital site.
We may gather personally identifiable information about you, such as your name, address, phone numbers, email address, or any other information that identifies you. This includes information you supply through applications, forms, subscriptions, contest submissions, and other methods of data collecting.

Non-public Information: We may collect non-public information about you through your interactions with us, such as applying for a product or service, such as your Social Security number, tax identification number, driver's license number, income, WealthyCP username, WealthyCP password, occupation, or other types of non-public information.

We may collect information about the Internet Protocol (IP) address of the device(s) you use to access WealthyCP's digital properties, your operating system and browser type, referral website information, digital property usage and page views, social media preferences (e.g., likes, interests, profile, etc.), your geolocation, and aggregate or non-personally identifiable information.
WealthyCP or our third-party service providers may collect these categories of information through the use of various technologies, such as cookies, web beacons, pixel tags, or other technologies, to associate your online use of our digital properties with offline personally identifiable information.

We may utilize information gathered from a WealthyCP digital property to obtain additional information about you from one of our marketing partners or service suppliers. When you apply for membership or a financial product or service, for example, we may use the Social Security number you submitted online to get a consumer report, which may include a credit score and information about your creditworthiness, to assess if you match our underwriting requirements.

Never include sensitive personal or non-public information while engaging with WealthyCP on a digital platform that is not controlled by WealthyCP, such as a social media site. Conversations with WealthyCP Concerns concerning your application, membership, and accounts with us should be addressed exclusively through a secure WealthyCP channel, such as WealthyCP Online or Mobile Banking, or by phone with a Member Care representative. Social networking platforms should not be used to perform or discuss financial transactions.

Information Usage
We may use the information we collect online and that which we pair it with offline to:
    market our products and services or those of our trusted partners
    make a decision about your application for a product or service.
    service, manage, or collect on your account.
    offer special deals or promotions.
    process transactions initiated by you.
    verify your identity or information you provided on an application.
    perform everyday business tasks such as data analytics, digital property experience optimization, fraud prevention, security enhancements, or product and service improvements.
    respond to your questions or inquiries.
comply with federal, state, or municipal laws; civil, criminal, or regulatory investigations; or other legal obligations.
share with our affiliates or trusted third parties in compliance with our Privacy and Opt Out Notice procedures.
For analytical reasons, data should be aggregated or anonymized.
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Information Disclosure

WealthyCP may release all of the information gathered in the manner mentioned above to organizations that conduct marketing services on WealthyCP's behalf or to other financial institutions with which WealthyCP has joint marketing or other contractual arrangements. WealthyCP may also release nonpublic personal information about its members in other situations when authorized or required by law, as detailed in our Privacy and Opt Out Notice.

Information Security
WealthyCP staff and authorized third parties working on our behalf who have a clear business purpose in utilizing member data have access to non-public personal information about their members. WealthyCP workers are taught on the necessity of maintaining physical, technological, and procedural measures that conform with federal standards and current industry practices to protect members' non-public personal information.

What Members and Consumers Can Do To Help Protect Their Privacy

While WealthyCP is devoted to preserving its members' and customers' privacy, you can assist preserve personal information by following some easy rules as examples:
When approaching an ATM, be mindful of your surroundings. Shield the keypad with your hand or body so that no one may see you enter your PIN.
Remember your PIN and keep it private. Do not write it down or put it in your wallet.
Check that the merchant returns your card and that it is your card.
Keep your ATM receipts and credit card receipts. Fill out your check register with them. If carbons are present, they must be destroyed.
Unless you initiate the call, never disclose your credit card information over the phone.
Never sign your checks ahead of time.
Review your transaction history on a regular basis and report any fraudulent transactions promptly.
Keep all of your financial information private and confidential.
Keep usernames and passwords private.
Do not use the same username and password for several online accounts; if you use the same username and password for many accounts and one of them is compromised, all of your accounts may be compromised.

Use of Online Technologies to Collect Information
When you visit a Wealthy Capital Partners website, WealthyCP may utilize technologies to store information on your computer. Cookies, for example, may be used on Wealthy Capital Partners websites to improve website security, website effectiveness, tailoring the sites to your personal preferences, and improving our marketing efforts.
Cookies are strings of data that are exchanged between a server and a web browser to track how you use our websites and optimize your online experience. Cookies cannot be used to extract data from your hard drive or execute programs on your computer. WealthyCP employs cookies to assist prevent unauthorized users from accessing your accounts, to ensure session integrity, and to provide increased security. Cookies are also used to assist us in better understanding your interests and requirements so that we can provide you with a more personalized online experience.

A pixel tag, often known as a web bug in an embedded picture, is an invisible tag that is placed on a webpage to track when a certain machine views that page. Cookies are used in conjunction with these tags and beacons. WealthyCP uses them on its websites and in online adverts to improve the personalization of your WealthyCP experience and to better understand aggregate website usage and patterns.
Cookies are being accepted. Most web browsers allow cookies automatically. If you do not want to receive cookies, see your browser's online help for further information on cookie choices. Some WealthyCP Online Banking services may be unavailable if you disable cookies.

Websites operated by other parties. The WealthyCP online domains may connect you to other sites on the Internet that provide additional information or services that you may find useful. Third-party websites may have different privacy and security policies than Wealthy Capital Partners. Please read the privacy and security policies of any websites you visit after clicking on a link from the Wealthy Capital Partners website.